The do-it-yourself kits provide all the essential tools for launching phishing attacks - those that use spoofed emails and fraudulent websites to trick people into giving out personal financial data.
Phishing scams are on the up. Security company MessageLabs has intercepted an average of 250,000 phishing emails a month so far in 2004, compared to just 14 phishing-related emails back in August 2003.
Gray Hat Hacking The Ethical Hackers Handbook, 3rd Edition